Coverage and
Beneficiary Changes

In order to make changes to your coverage outside of open enrollment, you must have a qualifying event. The following situations are considered qualifying events:

• Addition of a dependent through marriage, birth or adoption.
• Loss of a covered dependent through age, divorce or death.
• Loss of coverage through your spouse due to a job loss, termination of benefit plan, etc.

If you experience one of these events and wish to make changes to your benefit coverage, you must call your Pay Services Representative within 30 days. After 30 days have passed, you will need to wait until the next open enrollment to make changes.

For new dependents, be prepared to provide the name, date of birth, Social Security Number and relationship to you. This information is required to enroll your dependent in coverage.

You can change beneficiaries anytime. Simply call your Pay Services Representative for instructions and required forms.