Benefit Rates
2024 Plan Rates
Health Insurance Premiums
First Year of Employment:
Weekly Non-Tobacco Premiums |
Weekly Tobacco Premiums |
|
Silver Plan |
Gold Plan |
|
Silver Plan |
Gold Plan |
Employee Only |
$33.52 |
$53.88 |
Employee Only |
$56.22 |
$76.58 |
Employee + Spouse |
$116.47 |
$152.72 |
Employee + Spouse |
$143.27 |
$179.52 |
Employee + Kids |
$78.87 |
$116.19 |
Employee + Kids |
$105.67 |
$142.99 |
Family |
$140.93 |
$201.12 |
Family |
$167.73 |
$227.92 |
After One Year of Employment:
Weekly Non-Tobacco Premiums |
Weekly Tobacco Premiums |
|
Silver Plan |
Gold Plan |
|
Silver Plan |
Gold Plan |
Employee Only |
$26.13 |
$46.76 |
Employee Only |
$48.84 |
$69.46 |
Employee + Spouse |
$102.10 |
$139.05 |
Employee + Spouse |
$128.90 |
$165.86 |
Employee + Kids |
$64.09 |
$100.83 |
Employee + Kids |
$90.89 |
$127.63 |
Family |
$125.34 |
$185.16 |
Family |
$152.14 |
$211.96 |
- Our policy defines a tobacco user as an individual that has used tobacco, on average, four or more times per week during the past six months (excluding religious and/or ceremonial use). Tobacco usage includes:
- Smoking or inhaling the smoke of any substance by way of cigarettes, pipes, cigars, e-cigarettes or any other smoking or smoking-simulation items or devices.
- Using tobacco or any tobacco product(s) in any other manner or by any other method or device whatsoever.
- The tobacco rates apply when at least one tobacco user is covered.
- If you are a tobacco user, we offer a tobacco cessation program. By completing this program, you may qualify to pay the non-tobacco weekly premiums for the plan year. Additional alternatives may be accommodated upon recommendations of your personal physician. Please contact Roehl Benefits for more information.
- If you and your spouse (if applicable) completed a visit with your primary care provide within the required timeframe, deduct $11.00 from the above rates for Family and Employee + Spouse coverage or $5.50 for Employee and Employee + Kids coverage.
2024 Health Reimbursement Arrangement Amounts
Coverage Tier |
Automatic contribution |
earned contribution* |
maximum contribution |
Employee Only |
$250 |
$250 |
$500 |
Employee + Spouse |
$375 |
$375 |
$750 |
Employee + Kids |
$375 |
$375 |
$750 |
Family |
$500 |
$500 |
$1000 |
*To earn the maximum contribution for 2024, you would have to complete the Health Check through Virgin Pulse by November 30, 2023. If this was not completed, you will only receive the Automatic Contribution listed.
Dental Premiums
Employee |
$ 6.53 |
Employee + Spouse |
$14.74 |
Employee + Kids |
$16.28 |
Family |
$19.55 |
Vision Premiums
Employee |
$1.37 |
Employee + Spouse |
$2.39 |
Employee + Kids |
$2.86 |
Family |
$3.65 |
2023 Plan Rates
Health Insurance Premiums
First Year of Employment:
Weekly Non-Tobacco Premiums |
Weekly Tobacco Premiums |
|
Silver Plan |
Gold Plan |
|
Silver Plan |
Gold Plan |
Employee Only |
$31.74 |
$50.80 |
Employee Only |
$54.44 |
$73.50 |
Employee + Spouse |
$109.76 |
$143.69 |
Employee + Spouse |
$136.56 |
$170.49 |
Employee + Kids |
$74.20 |
$109.15 |
Employee + Kids |
$101.00 |
$135.95 |
Family |
$132.66 |
$189.02 |
Family |
$159.46 |
$215.82 |
After One Year of Employment:
Weekly Non-Tobacco Premiums |
Weekly Tobacco Premiums |
|
Silver Plan |
Gold Plan |
|
Silver Plan |
Gold Plan |
Employee Only |
$24.82 |
$44.13 |
Employee Only |
$47.52 |
$66.83 |
Employee + Spouse |
$96.30 |
$130.90 |
Employee + Spouse |
$123.10 |
$157.70 |
Employee + Kids |
$60.36 |
$94.76 |
Employee + Kids |
$87.16 |
$121.56 |
Family |
$118.06 |
$174.07 |
Family |
$144.86 |
$200.87 |
- Our policy defines a tobacco user as an individual that has used tobacco, on average, four or more times per week during the past six months (excluding religious and/or ceremonial use). Tobacco usage includes:
- Smoking or inhaling the smoke of any substance by way of cigarettes, pipes, cigars, e-cigarettes or any other smoking or smoking-simulation items or devices.
- Using tobacco or any tobacco product(s) in any other manner or by any other method or device whatsoever.
- The tobacco rates apply when at least one tobacco user is covered.
- If you are a tobacco user, we offer a tobacco cessation program. By completing this program, you may qualify to pay the non-tobacco weekly premiums for the plan year. Additional alternatives may be accommodated upon recommendations of your personal physician. Please contact Roehl Benefits for more information.
- If you and your spouse (if applicable) completed a visit with your primary care provide within the required timeframe, deduct $11.00 from the above rates for Family and Employee + Spouse coverage or $5.50 for Employee and Employee + Kids coverage.
2023 Health Reimbursement Arrangement Amounts
Employee Only |
$500 |
Employee + Spouse |
$750 |
Employee + Kids |
$750 |
Family |
$1,000 |
Dental Premiums
Employee |
$ 6.53 |
Employee + Spouse |
$14.74 |
Employee + Kids |
$16.28 |
Family |
$19.55 |
Vision Premiums
Employee |
$1.37 |
Employee + Spouse |
$2.39 |
Employee + Kids |
$2.86 |
Family |
$3.65 |