Benefit Rates 

 

2023 Plan Rates

Health Insurance Premiums

First Year of Employment:

Weekly Non-Tobacco Premiums			Weekly Tobacco Premiums
	Silver Plan	Gold Plan		Silver Plan	Gold Plan
Employee Only	$31.74	$50.80	Employee Only	$54.44	$73.50
Employee + Spouse	$109.76	$143.69	Employee + Spouse	$136.56	$170.49
Employee + Kids	$74.20	$109.15	Employee + Kids	$101.00	$135.95
Family	$132.66	$189.02	Family	$159.46	$215.82

 
 After One Year of Employment:

Weekly Non-Tobacco Premiums			Weekly Tobacco Premiums
	Silver Plan	Gold Plan		Silver Plan	Gold Plan
Employee Only	$24.82	$44.13	Employee Only	$47.52	$66.83
Employee + Spouse	$96.30	$130.90	Employee + Spouse	$123.10	$157.70
Employee + Kids	$60.36	$94.76	Employee + Kids	$87.16	$121.56
Family	$118.06	$174.07	Family	$144.86	$200.87

 

• Our policy defines a tobacco user as an individual that has used tobacco, on average, four or more times per week during the past six months (excluding religious and/or ceremonial use). Tobacco usage includes:
  • Smoking or inhaling the smoke of any substance by way of cigarettes, pipes, cigars, e-cigarettes or any other smoking or smoking-simulation items or devices.
  • Using tobacco or any tobacco product(s) in any other manner or by any other method or device whatsoever.
• The tobacco rates apply when at least one tobacco user is covered.

 

• If you are a tobacco user, we offer a tobacco cessation program.  By completing this program, you may qualify to pay the non-tobacco weekly premiums for the plan year.  Additional alternatives may be accommodated upon recommendations of your personal physician.  Please contact Roehl Benefits for more information.

• If you and your spouse (if applicable) completed a visit with your primary care provide within the required timeframe, deduct $11.00 from the above rates for Family and Employee + Spouse coverage or $5.50 for Employee and Employee + Kids coverage.

   
2023 Health Reimbursement Arrangement Amounts

Employee Only	$500
Employee + Spouse	$750
Employee + Kids	$750
Family	$1,000

Dental Premiums

Employee	$ 6.53
Employee + Spouse	$14.74
Employee + Kids	$16.28
Family	$19.55

Vision Premiums

Employee	$1.37
Employee + Spouse	$2.39
Employee + Kids	$2.86
Family	$3.65

2022 Plan Rates

Health Insurance Premiums

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• Our policy defines a tobacco user as an individual that has used tobacco, on average, four or more times per week during the past six months (excluding religious and/or ceremonial use). Tobacco usage includes:
  • Smoking or inhaling the smoke of any substance by way of cigarettes, pipes, cigars, e-cigarettes or any other smoking or smoking-simulation items or devices.
  • Using tobacco or any tobacco product(s) in any other manner or by any other method or device whatsoever.
     
• The tobacco rates apply when at least one tobacco user is covered.

 

• If you are a tobacco user, we offer a tobacco cessation program.  By completing this program, you may qualify to pay the non-tobacco weekly premiums for the plan year.  Additional alternatives may be accommodated upon recommendations of your personal physician.  Please contact Sara at (715) 591-7000 extension 2112 for more information.

 

• If you and your spouse (if applicable) complete the Health Assessment, deduct $11.00 from the above rates for Family and Employee + Spouse coverage or $4.50 for Employee and Employee + Kids coverage.

2022 Health Reimbursement Arrangement Amounts

Employee Only	$500
Employee + Spouse	$750
Employee + Kids	$750
Family	$1,000

2022 Health Insurance Chart  

Dental Premiums

Employee	$ 6.53
Employee + Spouse	$14.74
Employee + Kids	$16.28
Family	$19.55

 

Vision Premiums

Employee	$1.37
Employee + Spouse	$2.39
Employee + Kids	$2.86
Family	$3.65