Benefit Rates
2023 Plan Rates
Health Insurance Premiums
First Year of Employment:
Weekly Non-Tobacco Premiums |
Weekly Tobacco Premiums |
|
Silver Plan |
Gold Plan |
|
Silver Plan |
Gold Plan |
Employee Only |
$31.74 |
$50.80 |
Employee Only |
$54.44 |
$73.50 |
Employee + Spouse |
$109.76 |
$143.69 |
Employee + Spouse |
$136.56 |
$170.49 |
Employee + Kids |
$74.20 |
$109.15 |
Employee + Kids |
$101.00 |
$135.95 |
Family |
$132.66 |
$189.02 |
Family |
$159.46 |
$215.82 |
After One Year of Employment:
Weekly Non-Tobacco Premiums |
Weekly Tobacco Premiums |
|
Silver Plan |
Gold Plan |
|
Silver Plan |
Gold Plan |
Employee Only |
$24.82 |
$44.13 |
Employee Only |
$47.52 |
$66.83 |
Employee + Spouse |
$96.30 |
$130.90 |
Employee + Spouse |
$123.10 |
$157.70 |
Employee + Kids |
$60.36 |
$94.76 |
Employee + Kids |
$87.16 |
$121.56 |
Family |
$118.06 |
$174.07 |
Family |
$144.86 |
$200.87 |
- Our policy defines a tobacco user as an individual that has used tobacco, on average, four or more times per week during the past six months (excluding religious and/or ceremonial use). Tobacco usage includes:
- Smoking or inhaling the smoke of any substance by way of cigarettes, pipes, cigars, e-cigarettes or any other smoking or smoking-simulation items or devices.
- Using tobacco or any tobacco product(s) in any other manner or by any other method or device whatsoever.
- The tobacco rates apply when at least one tobacco user is covered.
- If you are a tobacco user, we offer a tobacco cessation program. By completing this program, you may qualify to pay the non-tobacco weekly premiums for the plan year. Additional alternatives may be accommodated upon recommendations of your personal physician. Please contact Roehl Benefits for more information.
- If you and your spouse (if applicable) completed a visit with your primary care provide within the required timeframe, deduct $11.00 from the above rates for Family and Employee + Spouse coverage or $5.50 for Employee and Employee + Kids coverage.
2023 Health Reimbursement Arrangement Amounts
Employee Only |
$500 |
Employee + Spouse |
$750 |
Employee + Kids |
$750 |
Family |
$1,000 |

Dental Premiums
Employee |
$ 6.53 |
Employee + Spouse |
$14.74 |
Employee + Kids |
$16.28 |
Family |
$19.55 |
Vision Premiums
Employee |
$1.37 |
Employee + Spouse |
$2.39 |
Employee + Kids |
$2.86 |
Family |
$3.65 |
2022 Plan Rates
Health Insurance Premiums
- Our policy defines a tobacco user as an individual that has used tobacco, on average, four or more times per week during the past six months (excluding religious and/or ceremonial use). Tobacco usage includes:
- Smoking or inhaling the smoke of any substance by way of cigarettes, pipes, cigars, e-cigarettes or any other smoking or smoking-simulation items or devices.
- Using tobacco or any tobacco product(s) in any other manner or by any other method or device whatsoever.
- The tobacco rates apply when at least one tobacco user is covered.
- If you are a tobacco user, we offer a tobacco cessation program. By completing this program, you may qualify to pay the non-tobacco weekly premiums for the plan year. Additional alternatives may be accommodated upon recommendations of your personal physician. Please contact Sara at (715) 591-7000 extension 2112 for more information.
- If you and your spouse (if applicable) complete the Health Assessment, deduct $11.00 from the above rates for Family and Employee + Spouse coverage or $4.50 for Employee and Employee + Kids coverage.
2022 Health Reimbursement Arrangement Amounts
Employee Only |
$500 |
Employee + Spouse |
$750 |
Employee + Kids |
$750 |
Family |
$1,000 |
2022 Health Insurance Chart
Dental Premiums
Employee |
$ 6.53 |
Employee + Spouse |
$14.74 |
Employee + Kids |
$16.28 |
Family |
$19.55 |
Vision Premiums
Employee |
$1.37 |
Employee + Spouse |
$2.39 |
Employee + Kids |
$2.86 |
Family |
$3.65 |