2024 Open Enrollment

 

Announcements for 2024:

Enrollment is not mandatory.  Benefits from 2023 will carry over into 2024, except for the Flexible Spending Accounts.  If you currently have a Flexible Spending Account and wish to have on for 2024, you will need to reenroll.   

There are no rate changes for our dental and vision plans, but medical rates will be increasing slightly.  Click here to view the 2024 rates.  

2024 Medical Premium Discount
If you completed a preventive care visit with your primary care doctor in 2023, you are eligible for a discount on your medical premiums for 2024.  Remember to log into the benefit system during Open Enrollment to confirm your 2024 medical rate. If there is a discrepancy, please reach out to me as soon as possible.

Working Spouse Clause and the Spousal Coverage Statement
The working spouse clause states that if your spouse is eligible for health insurance through his or her employer, they are not eligible for primary coverage under the Roehl medical plan.  They must take their employer offered insurance to be eligible for secondary coverage through Roehl. 

If you currently have or will be adding your spouse to your medical insurance, you will be required to complete and return the Spousal Coverage Statement.  Please complete and return this form no later than December 1, 2023.  If the form is not received by that date, your spouse will not be covered on by our medical plan in 2024.
Spousal coverage verification helps us ensure that that the Roehl group health plans cover only those who qualify as dependents based on plan guidelines.  This process is one thing we can do to keep our plan premiums affordable for all enrolled.   

Please contact Human Resources at extension 2112 with questions relating to the Working Spouse Clause.  

Free Services for those on the Roehl Medical Plan
For those enrolled in our Medical Plan, you currently have access to several benefits at no additional cost.  
 

• Free physical therapy services through Doctors of Physical Therapy (DPT):  DPT can treat a variety of conditions including back pain, joint pain, sports rehabilitation, headaches, and much more!  They currently have locations in Wisconsin, Illinois, Iowa, and Michigan and are rapidly expanding.  To schedule a consultation, please contact them directly at 833-950-0865.
• Free wellness programming focused on high blood pressure, diabetes, and prevention through Omada:  With Omada, you will have access to a dedicated health coach and care team, receive interactive lessons designed to help you change your mindset to better your health, as well as smart devices designed to improve your health, delivered right to your door!  To be eligible for this program, you must be enrolled in our Medical Plan as well as be at risk for type 2 diabetes or heart disease or be living with diabetes or high blood pressure.  
• Free telehealth medical and mental health visits through LiveHealth Online:  LiveHealth Online allows you to schedule a video visit with a medical provider through their app or website any time, day or night.  This service makes it easy for you to seek medical treatment for common medical conditions, such as the flu, without leaving the comfort of your home.  Register today to save time when you need to use the service.

Free Wellness App for All Employees
All employees are eligible to enroll and interact with our wellness app, Virgin Pulse. This app makes it simple for you to manage your health and wellness, easier for you to participate in company wellness challenges, and gives you the opportunity to win great prizes! 

Dental Insurance through Delta Dental
Effective January 1, 2024, the annual benefit maximum for our dental insurance will increase from $1,000 per person to $1,500 per person.  

You will not be receiving new member ID cards for medical, dental or vision insurance.
Please retain and use your current benefit ID cards.  If you do not have your cards, please click here for instructions on how to obtain.

Flexible Spending Account Information

• If you are enrolled in the 2023 FSA, don't throw away your FSA debit card!  Your 2024 annual election will be loaded on your current FSA debit card.
• If you still have FSA funds available on your card for 2023, you have until March 15, 2024 to spend them.  Please submit all claims to DBS no later than March 30, 2024.  All claims after the first of the year will need to be submitted electronically or with a paper claim form, you will not be able to use your DBS FSA card for 2023 funds after December 31, 2023.